:root{
  --primary:#12304F; --accent:#C3A96A; --accent-text:#8A6F2E;
  --light:#F4F6F9; --muted:#5B6B80; --white:#fff; --line:#DCE2EA; --on-primary-muted:#C9D2DE;
  --display:"Montserrat",Arial,Helvetica,sans-serif;
  --body:"Source Sans 3","Segoe UI",Arial,sans-serif;
  --radius:6px; --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--white);color:var(--primary);font-family:var(--body);font-size:18px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--primary)}
a:focus-visible,button:focus-visible{outline:3px solid var(--accent);outline-offset:3px}
.wrap{max-width:var(--max);margin:0 auto;padding-left:max(20px,env(safe-area-inset-left));padding-right:max(20px,env(safe-area-inset-right))}
.skip{position:absolute;left:-999px;top:0;background:var(--primary);color:var(--white);padding:8px 14px;z-index:20}
.skip:focus{left:8px}
h1,h2,h3{font-family:var(--display);line-height:1.15;margin:0;text-wrap:balance;letter-spacing:-.01em}
h1{font-size:clamp(34px,5vw,56px);font-weight:800}
h2{font-size:clamp(28px,3.4vw,40px);font-weight:700}
h3{font-size:21px;font-weight:700}
p{margin:0}
.eyebrow{font-family:var(--display);font-weight:700;font-size:13px;letter-spacing:.16em;text-transform:uppercase;color:var(--accent-text)}
.lead{font-size:21px;color:var(--muted);max-width:62ch}
.stack{display:grid;gap:20px;align-content:start}
.stack-sm{display:grid;gap:10px;align-content:start}

/* buttons */
.btn{display:inline-block;font-family:var(--display);font-weight:700;font-size:15px;letter-spacing:.02em;text-decoration:none;background:var(--accent);color:var(--primary);padding:14px 24px;border-radius:var(--radius);border:2px solid var(--accent);transition:background .15s,color .15s}
.btn:hover{background:#d4be86;border-color:#d4be86}
.btn-outline{background:transparent;color:var(--white);border-color:rgba(255,255,255,.55)}
.btn-outline:hover{background:rgba(255,255,255,.1);border-color:var(--white)}
.btn-navy{background:var(--primary);border-color:var(--primary);color:var(--white)}
.btn-navy:hover{background:#1c446d;border-color:#1c446d}
.btn-small{padding:9px 16px;font-size:14px}
.btn-row{display:flex;flex-wrap:wrap;gap:14px}

/* header */
.site-header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-block:14px}
.brand img{width:210px;height:auto}
.site-nav ul{list-style:none;margin:0;padding:0;display:flex;align-items:center;gap:26px}
.site-nav a:not(.btn){font-family:var(--display);font-weight:600;font-size:15px;text-decoration:none;color:var(--primary);padding:6px 0;border-bottom:2px solid transparent}
.site-nav a:not(.btn):hover,.site-nav a[aria-current="page"]{border-bottom-color:var(--accent)}
.nav-toggle{display:none;font-family:var(--display);font-weight:700;font-size:14px;background:none;border:2px solid var(--primary);color:var(--primary);border-radius:var(--radius);padding:8px 14px;cursor:pointer}
@media (max-width:900px){
  .nav-toggle{display:block}
  .site-nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--white);border-bottom:1px solid var(--line)}
  .site-nav.open{display:block}
  .site-nav ul{flex-direction:column;align-items:flex-start;gap:4px;padding:12px 20px 20px}
  .site-nav li{width:100%}
  .site-nav a:not(.btn){display:block;padding:10px 0}
  .brand img{width:170px}
}

/* hero */
.hero{background:var(--primary);color:var(--white);position:relative;overflow:hidden}
.hero .wrap{padding-block:clamp(56px,9vw,110px);display:grid;gap:26px;position:relative;z-index:1}
.hero h1{max-width:18ch}
.hero .lead{color:var(--on-primary-muted)}
.hero .eyebrow{color:var(--accent)}
.hero-art{position:absolute;right:-60px;bottom:-40px;width:min(520px,55vw);opacity:.10;pointer-events:none}
.page-hero .wrap{padding-block:clamp(48px,7vw,84px)}
.page-hero h1{font-size:clamp(32px,4.4vw,48px);max-width:22ch}

/* sections */
.section{padding-block:clamp(56px,8vw,96px)}
.section-light{background:var(--light)}
.section-head{display:grid;gap:14px;margin-bottom:40px;max-width:760px}
.rule{width:56px;height:3px;background:var(--accent);border:0;margin:0}

.grid-2{display:grid;gap:28px;grid-template-columns:repeat(auto-fit,minmax(min(440px,100%),1fr))}
.grid-4{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(min(250px,100%),1fr))}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px;display:grid;gap:12px;align-content:start;min-width:0}
.card h3{font-size:19px}
.card p{color:var(--muted);font-size:17px}
.card .card-link{font-family:var(--display);font-weight:700;font-size:14px;color:var(--accent-text);text-decoration:none;margin-top:4px}
.card .card-link:hover{text-decoration:underline}
.card-sell{background:var(--primary);border-color:var(--primary)}
.card-sell h3{color:var(--white)} .card-sell p{color:var(--on-primary-muted)} .card-sell .card-link{color:var(--accent)}

.checks{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.checks li{padding-left:30px;position:relative}
.checks li::before{content:"";position:absolute;left:0;top:.5em;width:16px;height:9px;border-left:3px solid var(--accent);border-bottom:3px solid var(--accent);transform:rotate(-45deg)}

.proof{display:grid;gap:12px;border-left:3px solid var(--accent);padding-left:24px;max-width:780px}
.proof strong{font-family:var(--display)}

/* central / local split */
.split{display:grid;grid-template-columns:1fr 1fr;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}
.split > div{padding:30px;display:grid;gap:14px;align-content:start}
.split .central{background:var(--primary);color:var(--white)}
.split .central .eyebrow{color:var(--accent)}
.split .local{background:var(--white)}
.split ul{margin:0;padding-left:20px;display:grid;gap:6px}
@media (max-width:700px){.split{grid-template-columns:1fr}}

.service{display:grid;gap:28px;grid-template-columns:minmax(0,5fr) minmax(0,6fr);padding-block:44px;border-top:1px solid var(--line)}
.service:first-of-type{border-top:0}
.service .benefit{background:var(--light);border-radius:var(--radius);padding:18px 20px;font-size:17px}
.service .benefit strong{font-family:var(--display)}
@media (max-width:800px){.service{grid-template-columns:1fr}}

.steps{list-style:none;padding:0;margin:0;display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(min(260px,100%),1fr));counter-reset:s}
.steps li{counter-increment:s;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px;display:grid;gap:8px}
.steps li::before{content:counter(s);font-family:var(--display);font-weight:800;font-size:15px;width:36px;height:36px;border-radius:50%;background:var(--accent);color:var(--primary);display:grid;place-items:center}
.steps strong{font-family:var(--display);font-size:18px}
.steps p{color:var(--muted);font-size:17px}

/* contact */
.contact-card{display:grid;grid-template-columns:minmax(0,320px) minmax(0,1fr);gap:40px;align-items:center;background:var(--primary);color:var(--white);border-radius:var(--radius);padding:clamp(24px,4vw,48px)}
.contact-card img{border-radius:var(--radius);aspect-ratio:1;object-fit:cover;width:100%}
.contact-card .role{color:var(--accent);font-family:var(--display);font-weight:600;font-size:15px;letter-spacing:.04em}
.contact-list{list-style:none;margin:0;padding:0;display:grid;gap:10px;font-size:19px}
.contact-list span{display:inline-block;min-width:110px;color:var(--on-primary-muted);font-size:15px;font-family:var(--display);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.contact-list a{color:var(--white);text-decoration:none;border-bottom:1px solid rgba(255,255,255,.35)}
.contact-list a:hover{border-bottom-color:var(--accent)}
@media (max-width:760px){.contact-card{grid-template-columns:1fr}.contact-card img{max-width:280px}}

.cta-band{background:var(--light);border-top:1px solid var(--line)}
.cta-band .wrap{padding-block:56px;display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between}
.cta-band h2{font-size:clamp(24px,3vw,32px);max-width:24ch}

/* footer */
.site-footer{background:#0d2440;color:var(--on-primary-muted);font-size:16px}
.footer-grid{display:grid;gap:32px;grid-template-columns:repeat(auto-fit,minmax(min(220px,100%),1fr));padding-block:56px 32px}
.footer-grid img{width:220px}
.footer-tagline{margin-top:10px;font-family:var(--display);font-size:13px;letter-spacing:.14em;text-transform:uppercase}
.footer-head{font-family:var(--display);font-weight:700;color:var(--white);font-size:14px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:10px}
.site-footer a{color:var(--white);text-decoration:none}
.site-footer a:hover{color:var(--accent)}
.footer-legal{border-top:1px solid rgba(255,255,255,.12);padding-block:22px 34px;display:grid;gap:8px;font-size:14px}

.stats-band{background:var(--primary);color:var(--white)}
.stats-band .wrap{padding-block:72px;display:grid;gap:20px}
.stats-band .eyebrow{color:var(--accent)}
.stats-band h2{color:var(--white);max-width:26ch}
.stats{list-style:none;margin:16px 0 8px;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.stats li{display:grid;gap:4px;border-top:2px solid var(--accent);padding-top:16px}
.stats strong{font-family:var(--display);font-weight:800;font-size:clamp(34px,4.5vw,52px);line-height:1.05;color:var(--accent)}
.stats span{color:var(--on-primary-muted);font-size:16px}
.stats-note{color:var(--on-primary-muted);max-width:780px;margin:0}
@media (max-width:760px){.stats{grid-template-columns:repeat(2,1fr)}}